With the holiday shopping season upon us, credit card comparison website CardHub has examined cards that are the best to use.
The best for lowering your holiday spending tab with an initial rewards bonus, according to CardHub, are the Chase Sapphire Preferred Card, which has a $400-$500 initial bonus, depending on the redemption method, and the Capital One Venture Rewards Card, which offers a $400 initial rewards bonus plus 2 percent cash back on everything when the user redeems for travel-related purposes.
Others with the initial rewards bonus are the Barclaycard Arrival Plus World Elite, Club Carlson Premier Rewards and Hhonors Surpass Credit Card, according to CardHub.
Those with the best ongoing benefits during the holidays are the Citi Double Cash Card, which offers 2 percent cash back on all purchases and no annual fee, and the Blue Cash Preferred from American Express, which has several incentives but includes a free year of Amazon Prime.
The best cards for major retailers, CardHub says, are the Kohl's Store Card, which has a 20-percent discount after account approval, 15-percent discount after the card is received and offers other discounts throughout the year. CardHub says other cards with benefits are the Macy's Store Card, Toys R Us Store Card and the Lord & Taylor Store Card.