CHEVIOT, Ohio – Carol Bogenschutz doesn't normally buy the real expensive scratch-off tickets, but she figured it was her lucky day.
"Tuesday a week ago, I picked up some brats at the White Oak Deli and bought a ticket," the retiring business owner said.
She won $40. Time to go all in.
"Then the little gentleman behind the counter, I said to him, 'Let's say I didn't win the $40 and give me one of those big tickets."
She asked for a 40th Anniversary Millions scratch-off - the $30 one, the most expensive in the rack.
"He said, 'You don't buy that ticket,' and I said, 'Today, I buy that ticket.' "
She scratched off one row, then another, looking for a match.
And there it was.
"$10 MIL," it read.
$400,000 for 25 years, before taxes.
Winning was easy. The hard part was convincing her husband on the phone.
" 'Oh, don't give me that business,' he said.
" 'We just had this talk last night,' he said.
" 'Don't fool around with me like that.'
"And I said, 'No, I'm serious. Here, I'll let you talk to the man from the lottery.' "
Bogenschutz will collect nearly $300,000 a year for the next 25 years.
"I have always felt blessed, but this is a gift that will take us all the way to the end of our lives and beyond," she said.
Most of us would walk away from our jobs. Bogenchutz says she was contemplating retirement anyway, but it will have to wait.
"I have a young lady whose daughter has to have brain surgery and I'm not going to make that decision until her daughter is out of surgery and doing well," she said.
But the home she helped build is on the market, and a second home in Florida beckons, and she will be there soon enough.