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A card skimmer installed on an ATM. (Courtesy: Commonwealth Bank of Australia)
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Warning signs of an ATM card skimmer

Don't Waste Your Money

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CINCINNATI -- Roseann Herman stopped at an ATM  this past summer to get some cash, with no idea what was about to happen.

"I went to get money out and it turns out that three hours later someone else got money out," the Northern Kentucky woman said.

Did a scammer install a credit card skimmer and read her card numbers? Herman doesn't know, just that when she looked at her her balance "it was overdrawn, which hasn't happened in 30 years."

While police have never confirmed that she was a victim of skimming, the Feds have just announced that two Chicago men are under arrest locally on skimming charges.

They are charged with placing a skimmer on an ATM outside the Kemba Credit Union on Northland Boulevard in Springdale, Ohio.

It's no longer just a big city problem.

How they steal your info

To record your PIN number, thieves sometimes install a camera hidden in a panel above the keypad.

Kim Kleman of Consumer Reports Magazine explained "the thieves can download your account information onto the magnetic stripe of a blank card, learn your PIN number from the camera recording, and start draining your account of cash."

Our partners at consumer reports magazine says don't swipe your card if you are suspicious.

Warning signs of a tampered ATM

Consumer Reports says do not use an ATM, and notify a bank employee if:

       -You see anything that looks added on, and does not quite match the rest of the machine.

       -The card reader is loose when you touch it or insert your card.

       -You get the feeling something is out of place, such a an attached box or small camera that you have never seen there before.

Put your card back in your wallet, do not enter your PIN, and don't waste your money.

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