Healthcare open enrollment deadlines looms, 'invincibles' sought

The final deadline for health insurance coverage under the Affordable Care Act is the end of March. Right now 3.3 million people have already signed up.

The push is on to get uninsured Americans, especially the young and healthy signed up for health insurance before March 31.

Those young and uninsured between the ages of 18 and 34 are often referred to as the "young invincibles."

"Enough people that we can spread the risk as far as possible. We need young healthy people that aren't using a lot of services to be putting into the system. So there are enough resources to cover those who are using more medical resources." explained Trey Daly from Enroll America.

The goal is for 40 percent of the marketplace to be made up of young, healthy people. Right now, this group makes up about 20 percent.

A failure to attract enough young invincibles could cause insurers to raise prices next year.

The Affordable Health Care Act requires most Americans to have health care by 2014.  After March 31, people can only change their coverage or enroll during a non-enrollment period if there is a major life change, such as relocating to another state or a job loss, otherwise, people will have to wait until the next open enrollment period.

"Five out of 10 young adults age 18 to 34 will likely qualify for a monthly premium for private insurance for $50 or less. That's no more than a cell phone bill or cable bill," said Daly.

Enroll America opened a headquarters in Walnut Hills. They're offering free help to enroll and can answer questions and connect consumers with resources to help make the process easier.

If a person earns less than 400 percent of the federal poverty level, which is about $46,000 for a single person or $94,000 for a family of four, they may be eligible for a government subsidy to help pay for health coverage, that subsidy comes in the form of a tax credit.

Calculate your monthly premium & subsidy

Enroll America: 513-667-2304: 1041 Foraker Avenue, Cincinnati OH, 45206

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