Get over it....if you don't make your payments you loose your house....bottom line. And where did the $3200.00 come from??? Tell me it is not tax payers money!! I'm so tired of supporting everyone...maybe I should quit my job and let my mortgage payments fall behind and then get some publically funded attorney to fight to keep me in my house I'm not paying for-I would say what a joke but I'm not finding any humor in this.